Tips for Choosing a Health Insurance Plan

Be Sure to Consider:

How much medical care you will need.

The total health care costs including out-of-pocket costs.

If your preferred doctors are included in the plan’s network.

 

I am here to guide you through the shopping process!

To help you find the plan that is right for you, you should think about how much medical care you will need.

Health plans in the Marketplace are in “metal” categories: Bronze, Silver, and Gold. The categories are based on how you and your plan split the costs of your health care. In general:

  • Gold plans have higher monthly premiums but pay more of your total cost of health care. You pay less when you need care.
  • Silver plans have mid-range premiums and generally lower costs when you need care.
  • Bronze plans have lower premiums and pay less of your total cost. You pay more when you get care.